Everyone qualifies

Financing that says yes

Good credit, bad credit, no credit — it's okay. We have a path for everyone, with no stigma and no surprises. Apply in seconds and take your mattress home today.

~$39

down · Snap Financing

60s

to pre-qualify

credit needed in store

Pre-qualify in seconds

Soft check only — it won't affect your credit.

Choose your path

Three ways to pay

Lease-to-own

No credit needed · in store · Snap Finance

Take it home today with a small first payment. Flexible weekly or monthly terms, with an early-payoff option that saves you money.

✓ No credit history required

✓ Decision in minutes

✓ Early payoff discount

Apply with Snap →

Affirm

Buy now, pay monthly · online

Split your purchase into simple monthly payments online. See your rate in checkout — as low as $50/mo on a Queen — with no hidden fees.

✓ Real rates shown up front

✓ Choose 3–36 month terms

✓ Won't affect your credit to check

Shop with Affirm →

Card & virtual card

Pay in full · any method

Prefer to pay outright? Use any credit or debit card, or a lease-provider virtual card at checkout. Fast, secure, and yours to keep the same day.

✓ All major cards

✓ Secure checkout

✓ Same-day pickup

Apply

Fill the 60-second form — name, phone, email.

Get a decision

See what you qualify for in minutes — soft check.

Pick your bed

Choose in store or online and set your terms.

Sleep tonight

Same-day local delivery or take it home today.